| ATM/Debit Card (New/Replacement of Expired) |
No Fee |
| ATM/Debit Card (Replacement of Lost/Stolen/Worn/Broken) |
$10 each time |
| ATM/Debit Card (Express Order) |
$35.00 per card |
| ATM/Debit Card (PIN Reminder) |
$5.00 per card |
| ATM Transactions (SSCU & CO-OP Network Terminals) |
No Fee |
| ATM Transactions (All Other Terminals) |
$3.00 per withdrawal |
| Bill Pay |
$4.95 per month |
| Check Cashing Fee (Combined Account Balances < $300 or Third-Party Checks) |
$5.00 per item |
| Christmas Club Early Withdrawal Fee (Jan 1 - Oct 31) |
$10.00 per withdrawal |
| Collection of Foreign Item (Foreign check deposited) |
Higher of $30.00 per item or actual cost |
| Courtesy Pay Fee (ACH/Check/EFT-Opt In Required) |
$35.00 per presentment |
| Credit Union Official Check |
$2.00 per item |
| Credit Union Official Check (Stale Dated/Voided/Reissue Processing) |
$5.00 per item |
| E-Statements |
No Fee |
| Home Banking/Mobile Banking |
No Fee |
| IRA - Account Transfer Fee |
$50.00 |
| Late Loan Payments (Including Mortgages and Visa) |
Refer to Account Agreement/Loan Disclosure |
| Legal Processing/Garnishments/IRS Levy |
$50.00 |
| Loan Payment By Phone Processing Fee |
$4.95 per payment |
| Member Draft or Credit Union Official Check Photocopy |
$3.00 per copy |
| Member Service Phone Inquiries (Fee for Information Available via Audio Response or Home Banking) |
$2.00 per inquiry |
| Member Shares/Par Fee |
$25.00 |
| Non-Sufficient Funds (NSF) Item (Returned/Honored) |
$35.00 per presentment |
| Overdraft Transfer from Shares |
$2.00 per transfer |
| Research Fee (Includes Account Reconciliation) |
$25.00 per hour (minimum) plus cost of document printing |
| Returned Cashed/Deposited Item Fee |
$35.00 per presentment |
| Returned Item Fee (Loan Payments/Visa Credit Card Payments) |
$30.00 per item |
| Returned Mail Processing Fee (After 2nd Piece Returned) |
$10.00 per month |
| Share Account Closure (Within 60 Days of Opening Account) |
$25.00 |
| Share Account Dormant/Inactive Fee (12 Months with No Activity) |
$5.00 per month |
| Share Below Par Fee (Regular Share/Savings Account Only) |
$5.00 per month |
| Share Excess Withdrawal Fee |
$2.00 per withdrawal after the first two withdrawals |
| Statement Reprint/30-Day Account History |
$3.00 per 30-day period |
| Stop Payment Fee (ACH/Check) |
$35.00 per item, presented or not |
| Title Fee |
$20.00 |
| Visa Credit Card (Replacement of Lost/Stolen/Worn/Broken) |
$15.00 per card |
| Visa Gift Card |
$3.00 per card |
| Visa Over Limit Fee |
Refer to Account Agreement |
| Wire Transfer (Within the USA - Incoming/Outgoing) |
$15.00 per transfer |
| Wire Transfer (International - Incoming/Outgoing) |
$40.00 per transfer |
